Thearticleexaminesthedevelopmentstrategyofcommercialbanksfromaneconomicpointofviewandexaminesitspriorityaspects. It is noted that the activities of credit institutions and commercial banks cannot be effective without developing a development strategy and that the process of creating a development strategy is influenced by various factors at the micro- and macroeconomic level and their assessment is mandatory. It has been proved that effective management is the fundamental basis for preventing the negative impact of existing factors and can ensure the successful implementation of the strategy. Assessing the financial situation, analyzing the bank’s operating environment, taking into account the negative impact of factors, increasing the professionalism of banking specialists, strengthening effective management methods are priority areas for developing a development strategy for commercial banks.
banking system, credit organizations, development strategy, strategic planning, banking management, commercial banks
1. Brigham Y., Gaspenski L. Financial Management / St. Petersburg: Higher School, 2011 - 640 pp.
2. Bulletins Omori bonki 2011, No. 12 (293), – 141 pp. P. 9.
3. Bulletins Omori bonki 2022, No. 12 (291), –138 p. P. 8.
4. Vikhansky, O.S. Strategic Management: textbook. / O.S. Vikhansky. – Ed. 2nd, amended and supplimented – M.: Gardariki, 2000. – 296 pp.
5. Gayurov, G. H. Study of the theoretical and practical aspects of the activity of commercial banks and its impact on the development of the country's economy/ G. H. Gayurov, S.P. Odinaev // Bulletin of the Tajik National University. Series of socio-economic and social sciences.” – 2020. – No. 10-1. – P. 30-34. – EDN NRLYQT.
6. Gayurov, G. Kh. Improvement and Development of Banking Services in the Conditions of the Republic of Tajikistan / G. Kh. Gayurov // Bulletin of the Tajik National University. Series of Socio-Economic and Social Sciences. – 2017. – No. 2/2. – PP. 32-35. – EDN ZXGQDL.
7. Dovgan, L.E. Strategic Management: scientific. allowance / L.E. Dovgan, Yu.V. Karanay, L.P. Artemenko. – K.: Center for Educational Literature, 2009. – 440 pp.
8. Meskon M., Albert M., Khedouri F. Fundamentals of Management. /Trans. from English - Textbook. - M.: Delo LTD, 2010. - 701 pp.
9. Kuznetsova K.A. Transformation of Commercial Banks into Ecosystems in the Context of Digitalization of the Economy of the Russian Federation // Scientific works of the Free Economic Society of Russia. 2020. No. 4. PP. 481-492.
10.Structure in a fist: creating an effective organization / G. Mintzberg / Trans. from English edited by Yu. N. Kapturevsky. – St. Petersburg: Peter, 2004. – 512 pp.: ill. – (Business Bestseller Series).
11.Stella G.B. Some Aspects of the Emergence and Development of the European Banking System / Economics, Statistics and Informatics, No. 2, 2021. –PP.23-30.
12.A.A. Thompson, A.J. Strickland Strategic Management / 12th ed., Trans. from English - M.: 2006. - 928 pp.
13.Daniels John D., Radeba Lee H. International Business: external environment and business operations. Per. from English, 6th ed. - M.: Delo, 1998. — 784 pp.